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  1. Thread: Need a mortgage

    by alf
    Replies
    17
    Views
    19,970

    Happy new year everyone! As some maybe aware,...

    Happy new year everyone!

    As some maybe aware, 2018 comes with a new set of rules for mortgage. Contact me, we can see how I can help you navigate the system.
  2. Thread: Need a mortgage

    by alf
    Replies
    17
    Views
    19,970

    Effective January 1, 2018, the Office of the...

    Effective January 1, 2018, the Office of the Superintendent of Financial Institutions (OSFI) will be implementing new mortgage regulations that could reduce Canadian's ability to purchase and...
  3. Thread: Need a mortgage

    by alf
    Replies
    17
    Views
    19,970

    Special before the end of the year! Refer me...

    Special before the end of the year!

    Refer me any mortgage that close before the end of 2017 and the SPDA will get 100$ gift and you will get a 100$ too.

    Special before the end of the year!
  4. Thread: Need a mortgage

    by alf
    Replies
    17
    Views
    19,970

    The fall buying season is underway. Some market...

    The fall buying season is underway. Some market are getting softer and some are still running strong. Let me know if you'd like to buy or refinance your house.
  5. Thread: Need a mortgage

    by alf
    Replies
    17
    Views
    19,970

    Spousal buyout... Divorce are a sad situation...

    Spousal buyout... Divorce are a sad situation but I can help you stay in your house. Let me know if I can help you.
  6. Thread: Need a mortgage

    by alf
    Replies
    17
    Views
    19,970

    Penalty... What about them? Ever look at what...

    Penalty... What about them? Ever look at what it would cost ou to get out of your mortgage? Ever taught of it? 70% of the mortgage never reach term. There is a lot of reason for it. Let's talk...
  7. Thread: Need a mortgage

    by alf
    Replies
    17
    Views
    19,970

    Spring market is well underway! If you need a...

    Spring market is well underway! If you need a pre-approval, please contact me. I can help you to get ready for your purchase.
  8. Thread: Need a mortgage

    by alf
    Replies
    17
    Views
    19,970

    We have few changes in the last few weeks. ...

    We have few changes in the last few weeks. Ontario has double the land transfer tax credit for first time buyer and CHMC just increased the insurance fees if you have less then 20%. Let me know if...
  9. Thread: Need a mortgage

    by alf
    Replies
    17
    Views
    19,970

    Happy new year! 2016 was a great year not to say...

    Happy new year! 2016 was a great year not to say amazing, thanks to the team. 2017 should be even better! I hope everyone gets a wonderful 2017!
  10. Thread: Need a mortgage

    by alf
    Replies
    17
    Views
    19,970

    Most of you have probably seen the news about the...

    Most of you have probably seen the news about the mortgage changes last week. What is the impact? It can be a lot. I've ran few test case in the last week. In most case, people were loosing some...
  11. Thread: Need a mortgage

    by alf
    Replies
    17
    Views
    19,970

    Mid-summer update, it been great so far. If you...

    Mid-summer update, it been great so far. If you think about buying something or your are due for refinancing, contact me. The rate are still really low, I'm sure I can find the right product for...
  12. Thread: Need a mortgage

    by alf
    Replies
    17
    Views
    19,970

    You probably have this question. ...

    You probably have this question.

    http://www.moneysense.ca/spend/real-estate/buying/is-it-the-right-time-to-buy-a-house-yes-if-you-have-answers/

    Contact me if you want to know if you are ready...
  13. Thread: Need a mortgage

    by alf
    Replies
    17
    Views
    19,970

    Fixed or variable, that's a big question these...

    Fixed or variable, that's a big question these days. Variable rate are not at there lowest point and fix rate are pretty much in the lowest territory they've ever been. The US is talking about a...
  14. Thread: Need a mortgage

    by alf
    Replies
    17
    Views
    19,970

    Reno, Reno, Reno promo!!! You need to do some...

    Reno, Reno, Reno promo!!! You need to do some small or medium or large renovation? I have a 5% cash back on renovation credit card (3 months promo), it also give 2% cash back on grocery and 1% on...
  15. Thread: Need a mortgage

    by alf
    Replies
    17
    Views
    19,970

    The bank of Canada didn't touch the rate this...

    The bank of Canada didn't touch the rate this week. What does it mean? Interest rate should remain in record low territory. Contact me and we can see what we can do for you.
  16. Thread: Need a mortgage

    by alf
    Replies
    17
    Views
    19,970

    Anyone has older relative that needs help? If...

    Anyone has older relative that needs help? If they are 55 and older and own a home, there is solution for them. They don't need to sell there house.

    Anyone 55 and older needs to avoid massive...
  17. Thread: Need a mortgage

    by alf
    Replies
    17
    Views
    19,970

    Quick update on rate, I did few mortgage in the...

    Quick update on rate, I did few mortgage in the last week for a low rate:) If you have bruise credit, don't fit the standard box, we can find the right box for you. These are not the junk product...
  18. Thread: Need a mortgage

    by alf
    Replies
    17
    Views
    19,970

    Need a mortgage

    It's been a long time since I've been around but some may remember me from some of the early days of SPDA. Few months back, I became a mortgage agent. I'd like to help the SPDA member. I have very...
  19. Replies
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    Views
    2,594

    FS: 2010 Mazda 5 GT

    I'm selling my Mazda 5 GT. It's located in Ottawa.

    http://ottawa.kijiji.ca/c-cars-vehicles-cars-trucks-2010-Mazda-Mazda5-GT-Minivan-W0QQAdIdZ548698721

    13500$ OBO
  20. Replies
    0
    Views
    2,192

    LF: Someone going from Ottawa to Makham

    I need an e-bike battery and charger to be deliver to Markham. Anyone's going?
  21. Replies
    3
    Views
    4,938

    Bump new price 4500$

    Bump new price 4500$
  22. Replies
    3
    Views
    4,938

    The deman is home, the dutton has to come out. I...

    The deman is home, the dutton has to come out. I added new pics...
  23. Thread: Garage clean up

    by alf
    Replies
    6
    Views
    9,152

    Bump... garage clean up!!!

    Bump... garage clean up!!!
  24. Replies
    3
    Views
    4,938

    Delivery can be arranged.

    Delivery can be arranged.
  25. Replies
    3
    Views
    4,938

    FS: 1983 Dutton pheaton S2

    I'm looking at selling the my Dutton Pheaton S2 project car. This car has a great history, this is the 1st Dutton that was ever sold in North America by a company called Beva out of Vankleek Hill,...
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